On this website, you will find my personal Viainvest review ✚ all the essential information you need to know about the P2P platform.
There is currently no secondary market at Viainvest. This means that the loans cannot be sold before the end of the term.
Creating an account on PeerBerry is straightforward. You can register through the mobile app (for Android and iOS devices) or online. You will need a camera (such as the one on your mobile phone) and an ID document to create an account.
It's now been over a year that I invested on the platform, and I can say that so far, everything is working as expected. My estimated annual return is at 10.91%, which makes sense as I mostly invested in loans with a yield around 11%.
The platform withholds 5% withholding tax, otherwise it doesn’t deduct any taxes on your behalf. You are responsible for reporting your earnings to the tax authorities in your jurisdiction.
PeerBerry displays buyback guarantees (100 percent buyback guarantee) for most loans. It is important to know that this guarantee is offered by the partnering loan originators, not PeerBerry itself.
As of February 2026, 100% of Peerberry’s portfolio is performing as expected, with no loans in recovery. This demonstrates Peerberry’s excellent track record in protecting investors’ funds. Thanks to their superior risk management, you can expect to earn the advertised returns.
As soon as capital is available (for example, because a current loan package has been repaid), it is automatically reinvested in new products based on your specifications. To do this, click on the ‘
Also, note that all the loans proposed on the platform are already pre-funded, meaning that you will never have money 'sitting' in a loan and then returned to you because not enough investors wanted to fund this particular loan, so that's pretty neat as well.
The platform is operated by SIA Viainvest, which has been controlled by the financial supervisory authority in Latvia since 2021 and is regulated in accordance with MiFID II.
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The P2P platform’s main source of revenue comes from the lending activities of its parent company, Via SMS Group. More precisely, they earn money through referral fees for each issued loan.
I activated all countries, with interest rates above 9%. Once I activated the auto-invest portfolio on PeerBerry, it quickly invested all the money I deposited in loans that matched my criteria.
I reached out to the chat on a Sunday, received clear instructions by email the next day, and the issue was resolved smoothly and very quickly. Excellent support — congratulations to the team!